Wealth Management is a combined financial
planning and investment management service offered to clients
with total investments over $100,000. These investments may
include individual securities, mutual funds, retirement accounts,
and annuities. The Wealth Management program provides you with
a comprehensive personal financial plan and a custom designed
investment portfolio. We design your investment portfolio using
asset allocation strategies based on modern portfolio theory.
Your unique investment plan will depend on your personal goals
and risk tolerance. You will receive detailed quarterly reports
providing performance information on every security. An annual
fee allows you to call us or visit any time during the year
in addition to regularly scheduled appointments.
Managed Portfolios offers a professionally managed
portfolio for Clients who have less than $100,000 to invest.
Funds are purchased through a personal investment account we
set up for you at Ameritrade Advisor Services. You will receive
monthly statements from Ameritrade and quarterly performance
reports from our office.
We are fee-only financial planners who are compensated
solely by our clients. We do not sell products and we do not
receive commissions or income from other sources. Fee-only planners
believe there is a significant conflict of interest if an advisor
stands to gain financially from the purchase of any product
he or she recommends to the client. You can be assured of receiving
our independent and unbiased advice.
Clients pay an hourly fee for financial planning
and a percentage of assets for Managed Portfolios. Wealth Management
clients pay an annual fee for on-going investment management
and financial planning.