Professional Services
Mary J. Spitler, M.S., LLC is a fee-only investment manager and financial advisor. She is a registered investment advisor with the State of Wyoming Investment Advisor Authority.
Our
Mission
The financial security and well being of clients –
achieved by tailoring financial plans and investment strategies
to each client’s situation.
Initial Financial Planning
Initial Financial Planning includes the planning areas on the list below and covers all related meetings, research
and staff time. This planning is conducted as a required preliminary
step to Wealth Management Services.
Initial Financial Planning Process:
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Identification/clarification of goals
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Risk tolerance evaluation
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Recommendations for cash flow management
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Assist in compiling current and projected
expenses
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Coordination with other professional
advisors
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Review of/recommendations for asset allocation
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Second opinion investment research and
recommendations
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Development of formal investment policy
statement
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Specific mutual fund and fixed income portfolio recommendations and implementation strategies
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401(K)/403(B) plan allocation and investment
recommendations
Retirement and Tax Planning
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Detailed pre and post retirement tax,
cash flow and net worth forecasts
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Evaluate retirement saving strategies
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Evaluate pension and social security
choices
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403(B), Traditional and Roth IRAs
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Roth IRA conversion analysis
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Optimize tax reduction opportunities
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Review existing plans and life, disability and
liability insurance policies
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Recommendations for specific insurance
policy purchases. We refer clients to qualified agents.
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Recommendations for specific estate planning strategies or preparation of estate documents. Clients are referred to a qualified attorney for necessary legal work
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Asset management without financial planning.
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Preparation of tax returns.
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Financial planning services are
billed at an hourly rate or by the project.
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Fees for investment management are percentage
per year for assets under management or by contractual
agreement for assets exceeding $100,000
I would be happy to give you an estimate before any work
is undertaken.
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Mary J. Spitler, M.S, LLC
Mary Spitler holds a master's degree in finance from the University of Wyoming, and has been practicing in the Financial Planning Office since 1999. Mary has taken all courses required in the Certified Financial Planner Education Program through the College for Financial Planning, but has not taken the CFP Certification final exam. Prior to working in the Financial Planning Office, Mary was employed at a large stock brokerage firm, and taught classes at the University of Wyoming. She is a member of the Financial Planning Association. Mary can be reached at (307)742-3999 or mary@thefpoffice.com
Click here to download my ADV Documents |
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